Money basics

Need or want?

My mother-in-law, Marcia, was raised after World War II, and when she was married, she was fully responsible for using their money wisely. She had a set amount of money to use for groceries, and learned how to purchase enough food for five people. Her top piece of financial advice is to question every purchase …

Money mindset

An open hand

My desire is for you to free yourself from the stress that poor financial decisions can bring. I understand what it feels like to lie awake at night because I don’t know how I’m going to pay a bill. I remember that sinking feeling in the pit of my stomach when I opened the mail. …

Envelope system

How many categories?

As you may have seen or heard in the past, an envelope system is a simple but effective way to manage your money. You determine categories for your spending, and what percentage of your income needs to be in each category to pay for your obligations. This works particularly well to make sure you have …